Buyer Process
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Call us! Connecting with me early in your home-buying process will allow me to advise your every step of the way.
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Contact your lending institution for home loan pre-approval.
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Find your dream home.
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Make an offer.
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Get a home inspection.
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Close on your dream house.
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Move in!
I own a home, should I buy another before I sell my current home?
Not necessarily. As part of the closing process, both parties will agree upon a closing date for the new property. You may choose to make the closing contingent upon the sale of your current home. In turn, the seller may choose to make the closing contingent upon them finding a new home.
What is a foreclosure?
If a property owner stops making payments the lender may choose to repossess the property and then sell it to recoup the balance on the mortgage loan. Similar to a short sale, foreclosures can be very advantageous for a buyer, but a knowledgeable seller’s agent is essential to protect the buyer.
Is a home inspection necessary?
Absolutely! Nothing can replace that confidence you will gain by having a competent home inspector analyze and report on your future home. You don’t want any surprises on move in day!
What are your fees?
Nothing! The buyer’s agent’s fee is paid by the sellers so my services come at no cost to you.
Do I need a realtor when buying a home?
Yes. While it is not required by law to have a buyer’s agent, having one will greatly decrease your stress during the home buying process. I can screen potential properties based on your criteria, arrange showings, communicate with the seller’s agent, and advise you on both the locale and the home-buying process. All at no cost to you!
What is a short sale?
A short sale is when the debt (mortgage) owed on the property “falls short” on the selling price. Short sales can be great for buyer’s on a budget, but there are some risks involved. A good buyer’s agent is an essential asset for a short sale process.
How much should I offer on my dream house?
Sellers usually set their price knowing there will be some haggling involved. Part of my job, as your buyer’s agent, is to advise you of a reasonable amount to offer for your chosen property. In general, 5% lower than the asking price is a good place to start, but I can also analyze the surrounding properties to give you an idea comparable properties.
